Know what your health policy may actually pay.
Turn room limits, co-payment, deductibles, sub-limits, restoration and super top-up cover into a claim-wise rupee estimate. Then use the rest of Accurate Paisa for cards, loans, investments and seller decisions.
Made for Indian decisions
Start with what you want to understand
Health insurance
Claim exposure, room limits, co-pay, restoration, top-ups and cover gaps.
11 insurance calculators →▣Credit cards
Features, annual fees, rewards, cardholder voice and repayment loss.
87 card pages →₹Seller tools
Marketplace fees, settlement, COD, RTO, shipping, GST and advertising.
16 seller calculators →↗Investments
SIP, FD, PPF and compound-growth scenarios with clear caveats.
Plan a goal →⌂Loans & EMI
Understand monthly instalments, total interest and card EMI trade-offs.
Calculate borrowing cost →How Accurate Paisa works
Useful numbers, without hiding the assumptions.
- 1
Enter familiar figures
Use monthly spending, a quoted rate, seller costs or investment assumptions. Financial credentials are never needed.
- 2
See the formula
The main result is supported by a breakdown, formula, source and the important limitations.
- 3
Compare and keep it
Run cautious scenarios, sign in with a WhatsApp code and save the inputs, result and rule version.
Health insurance policy reality check
A ₹10 lakh policy does not always mean a ₹10 lakh claim payment.
Model a hospital bill through exclusions, room eligibility, sub-limits, deductible, co-pay, restoration and super top-up cover before a purchase or renewal.