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Policy directory

Policy pages built from wording, not sales claims.

Detailed pages show usable cover, claim-cost calculations, rating mathematics, watch-outs and the exact official source. Browse every insurer below while policy-level verification expands.

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Source-reviewed policy pages

Complete policy analysis

Each published page includes calculations and consumer-facing explanations.

HD
HDFC ERGOmy: Optima Secure

A source-linked policy review that separates the usable single-claim limit from the advertised annual cover stack, then estimates a hospital-bill scenario without collecting personal or medical data.

Plan type
Individual / family floater
Rule score
8.5/10
Wording
Policy periods starting 2 April 2026 onwards
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Insurer directory

Company profiles, not reviewed policy comparisons

Open any company profile for official product and insurer sources.

AB
Aditya Birla HealthStandalone health insurer
→CH
Care HealthStandalone health insurer
→GH
Galaxy HealthStandalone health insurer
→MC
ManipalCignaStandalone health insurer
→NH
Narayana Health InsuranceStandalone health insurer
→NB
Niva BupaStandalone health insurer
→SH
Star HealthStandalone health insurer
→AK
ACKOGeneral insurer offering health policies
→BG
Bajaj GeneralGeneral insurer offering health policies
→CM
Chola MSGeneral insurer offering health policies
→GC
Generali CentralGeneral insurer offering health policies
→DG
Digit InsuranceGeneral insurer offering health policies
→HE
HDFC ERGOGeneral insurer offering health policies
→IL
ICICI LombardGeneral insurer offering health policies
→IT
IFFCO TokioGeneral insurer offering health policies
→ZK
Zurich KotakGeneral insurer offering health policies
→LG
Liberty GeneralGeneral insurer offering health policies
→MG
Magma InsuranceGeneral insurer offering health policies
→NI
National InsuranceGeneral insurer offering health policies
→NV
Navi InsuranceGeneral insurer offering health policies
→RQ
Raheja QBEGeneral insurer offering health policies
→RG
Reliance GeneralGeneral insurer offering health policies
→RS
Royal SundaramGeneral insurer offering health policies
→SG
SBI GeneralGeneral insurer offering health policies
→SR
Shriram GeneralGeneral insurer offering health policies
→TA
Tata AIGGeneral insurer offering health policies
→NIA
New India AssuranceGeneral insurer offering health policies
→OI
Oriental InsuranceGeneral insurer offering health policies
→UI
United India InsuranceGeneral insurer offering health policies
→US
Universal SompoGeneral insurer offering health policies
→ZU
Zuno InsuranceGeneral insurer offering health policies
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