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All 40 Axis Bank profiles are available here for conditional estimates, separate from automatic recommendations. Their full-profile verification is not complete. Point values may be issuer illustrations rather than your actual redemption value; do not treat these estimates as guaranteed savings.

Compare your own cards using their separate spending history. Uses the payment amount and category above. Currently supports eligible non-EMI Amazon, Flipkart, Myntra and ordinary offline retail purchases. Gift cards, gold, excluded merchant codes and special payment categories are not covered. Scapia calculations use the Visa variant, not RuPay. Results show the last submitted details for each card; click Calculate again after editing.

Your card Purchase typeGift-card calculations currently support Magnus, SELECT, NEO, Flex, Reserve, Horizon, Rewards and Fibe. Other cards require verified gift-card terms; do not treat them as ordinary shopping. Redemption choice Rewards already earned in this period Eligible spend before this purchase — membership year Eligible milestone spend before this purchase Portion of this purchase eligible for fee waiver (₹)Confirm issuer exclusions and posting before renewal. Enter 0 if ineligible. Portion eligible for this milestone (₹) Expected redemption costs including tax (₹)Enter the actual cost for your planned redemption, or 0 if none. Not automatically verified. Renewal fee status Milestone already received this period?

Optional: separate renewal-year review Review renewal points and fee? Completed a membership year? Annual fee fully paid by the immediately following statement due date? Card active and eligible for this renewal benefit? Renewal points already credited for this year? Actual renewal fee paid including tax (₹) Value you expect to use from this renewal's points (₹)Enter zero if you will not use them. Restricted value is capped at ₹500 for Voyage or ₹1,000 for Black. This reviews one renewal year only. Renewal points and the annual fee are not added to or deducted from this purchase estimate. A waived fee does not earn a paid-renewal award. Posting can take 30 working days after the subsequent statement.

One-time welcome voucher Intended eligible base fare for using the voucher (₹)Optional planning value, not today's purchase amount. Enter 0 if you do not expect to use it. Restricted value is capped at ₹1,500 for Voyage or ₹4,000 for Black and excludes taxes. Voucher is issued later and expires one year after issuance; not cash or an instant discount. Voyage / Voyage Black direct flight purchase Voyage purchase channelOverrides the general merchant above for this card. Airline membership points are not included. Confirm online payment and actual MCC; excluded purchases do not qualify. Eligible direct SpiceJet spend before this purchase this month (₹)

Shoppers Stop purchase details Use an existing welcome voucher?For this option, enter the invoice amount BEFORE this voucher discount above, and select the eligible brand type below. Unexpired unused voucher / online offer not previously used?Store vouchers: stamped two-month validity. Online: printed expiry and once per user. All merchandise eligible under this voucher?Store vouchers exclude specified electronics, jewellery/brands, gift cards and memberships; the exclusive voucher requires eligible apparel. Online exclusions include Jockey, Nars, Nebula, Intune, Giva Gold, Limelight, Fiona, gold coins, gift cards/top-ups and memberships. Outside end-of-season sale, with no other offer or voucher? Accepted at the required store or shoppersstop.com, remainder paid with this card? Check first-purchase welcome points? Joining fee paid? This is the first qualifying transaction? Within 30 days of card issuance? Eligible Axis-issued account confirmed?Standard terms cover Axis-platform issuance from 1 May 2024; pre-31 July 2024 swaps/migrations are excluded. Welcome benefit already received?

Eligible welcome points have ₹300 restricted shopping value, not cash. The separate ₹2,250 voucher package is not added.

Confirmed purchase typeOverrides the merchant above for this card. Only bank-earned points count toward extra card value; store loyalty points are shown separately. Excluded categories earn zero bank points; fee-waiver eligibility is checked separately.

ATLAS / Horizon / Magnus travel booking Booking channelOverrides the merchant above. Direct hotels earn accelerated miles on ATLAS, not Horizon. Confirm eligible merchant coding. Eligible travel spend earlier this calendar month (₹)ATLAS: combine direct airlines, direct hotels and Travel EDGE. Magnus: Travel EDGE only, including add-on cards; this form supports portal bookings within the first ₹2 lakh, with no extra monthly bonus stacked. Use ordinary purchase for Magnus direct bookings. Enter 0 if unused. Not required for Horizon.

Flipkart Axis: Cleartrip / excluded purchases Calculate Swiggy welcome coupon?Enter the eligible food-cart value as the purchase amount. Additional delivery/tax charges are separate costs. AXISFKNEW gives 50% off up to ₹100, minimum cart ₹129. Do not also select the Flipkart welcome voucher. Ordinary cashback stacking is not confirmed. New to Swiggy? First-ever transaction using this card? Within 30 days of card issuance? Swiggy welcome offer unused? AXISFKNEW accepted at checkout? No other Swiggy offer applied? Optional refund / EMI cashback adjustmentUse only when the cashback history you entered is BEFORE this adjustment. Do not apply the same reversal twice. Annual fee-waiver history must be updated separately. Original merchant for the adjustmentMust match your new purchase. Surplus cannot be moved between merchants. Merchant surplus before adjustment (₹)Cashback above the ₹4,000 cap retained for adjustments, not cashback credited to you. Enter the confirmed whole-rupee amount, or 0 when none. Original cashback attributable to the reversal, before surplus offset (₹)Not the purchase/refund amount. For example, the issuer illustrates ₹300 on a reversed ₹6,000 Cleartrip purchase. Use the original earning amount; partial-refund rounding needs issuer confirmation. No statement or personal identifiers are uploaded. Paid-card welcome voucherConfirm the transaction is not cancelled, refunded or cash. ₹250 voucher is not cashback. This existing-card estimate does not deduct your joining fee. Will you use the welcome Flipkart voucher?Requires Flipkart wallet; unused balance expires 12 months after adding. No cash redemption. Specific payment categoryOverrides the merchant above. Being purchased on Flipkart does not make an excluded item eligible. Cleartrip cashback already earned this statement quarter (₹)Cleartrip has a separate ₹4,000 allowance. Do not enter Flipkart or Myntra cashback here. Not a calendar-quarter limit.

Fibe online / UPI purchase Optional earlier cashback reversal checkThis reviews a separate earlier transaction, not the new purchase. It does not restore cashback eligibility or change your entered cycle allowance. No statement upload is needed. Cashback originally credited for that transaction (₹) Actual cashback debited for that transaction (₹)Enter cashback reversal only, not refunded purchase principal, interest or fees. An excess debit is a query for the issuer, not a guaranteed refund. Excluded purchase checkAny listed exclusion overrides the online and UPI selections: cashback is zero. EMI cancellation does not restore cashback. Interest and EMI charges are separate; this is not a settlement quote. Payment method and UPI merchant classificationUPI below ₹2,000 or to a small merchant earns no cashback. Do not infer merchant classification from business size or brand name. The 3% rate below additionally needs a confirmed online channel and eligible merchant code. Confirmed online merchant categoryChoose only when the issuer confirms both category and online channel. Overrides the merchant above; not a UPI eligibility confirmation. Use the cashback history field above for the shared ₹1,500 cycle cap.

One-time utility welcome cashbackUse separately from partner discounts: stacking is not verified. Enter the utility amount actually charged, not a pre-discount bill. Up to ₹300, once only; no joining fee is deducted here. Confirmed utility merchant category (MCC) Utility transactions before this payment since card issuanceEnter 0 only if this is your first utility payment. The ₹300 allowance does not reset each month. NEO checkout offer

For this mode, enter the purchase amount before this card discount. Enter the offer-eligible amount below separately, excluding ineligible charges. Use eligible non-EMI purchases only.

Offer Checkout-confirmed eligible discount basis (₹)Zomato: item total, not tax/delivery charges. Paytm/Blinkit: checkout-confirmed net eligible amount, not an assumed invoice total. BookMyShow: ticket value. Earlier uses of this offer this calendar month BookMyShow discount already used this month (₹) Payment method Live checkout eligibilityAXISNEO for Zomato, Paytm and Blinkit. Blinkit carts containing milk, tobacco, cigarettes or baby needs are excluded. BookMyShow must be direct, without another theatre offer. Purchase date BookMyShow: eligible settled spend in preceding 3 calendar months (₹)From 1 November 2026, ₹25,000 is required. Exclude refunds, fees and interest; count billed EMI instalments, not full principal. BookMyShow new-card exceptionA card upgrade is not new issuance. Existing-card spending conditions must not be bypassed.

Samsung card purchase details Samsung account statusPending cashback can be forfeited on missed minimum due, cancellation or conversion. Reinstatement does not automatically restore lost cashback. No statement upload or personal identifiers are needed. One-time activation benefitOnly the qualifying third transaction unlocks the welcome award. Use your issuer-confirmed window, not a guessed issue date. Joining fees are not included in this existing-card purchase calculation. Earlier qualifying activation transactionsSignature: 2,500 welcome points; Infinite: 30,000. Crediting may take up to 60 days after the third transaction. Points are not rupees. Product and channelThis explicit channel overrides the general merchant above for this card. Preferred-partner options require an issuer-recognised merchant ID and eligible non-Samsung merchandise/services; gift cards and other excluded purchases do not qualify. Excluded payments earn no purchase rewards. Enter only independently confirmed fee-waiver eligible amounts; rent, wallet and gift-card payments do not count toward either Samsung card's annual fee waiver. Current form remains non-EMI; EMI costs and cash-advance interest are not included. Foreign-currency markup (%)For international retail, enter settled INR principal as the purchase amount, before fees. Published standard markup is 3.5%; confirm your applicable rate. Leave all three foreign-charge fields blank for domestic purchases. Tax on forex markup (%) Other foreign-currency charges (₹)All three fields are required for an international estimate. Excluded foreign payments still earn zero purchase rewards. Do not duplicate these charges in the merchant/payment fee. DCC and exchange-rate spread are not modeled. Samsung cashback already used this statement cycle (₹) Samsung cashback already used this card anniversary year (₹)

Millennia milestone choice Flipkart Plus membership (Super Elite only) Issuer-confirmed bonus retail category (SELECT / Rewards)SELECT: specified retail categories; Rewards: apparel and department stores. An Amazon, Flipkart or Myntra name alone does not confirm the merchant category. Assigned Magnus credit limit (₹)Optional; leave blank for base points only. Enter the assigned limit, not the unused balance. Used only in this page; not saved. Optional live redemption quote — value received (₹)For variable airline miles / SuperCoins only. Use the value of the same redemption, not the ticket's full price if points pay only part. Points required by that same quoteLeave both quote fields blank to show points without inventing their rupee value. Enter taxes and charges under redemption costs.

Selected card benefits and conditions

Official benefit and fee rules · Confirm current terms before paying or redeeming.

Earned value is not necessarily redeemable immediately. Millennia statement redemption requires 500 points and is capped at 3,000 points per calendar month; travel redemption has booking limits. Scapia value is usable in its travel app. Fee savings exclude taxes and are future savings, not cashback. Non-cash lounge benefits are never added as cash. History stays in this page's memory and is not uploaded or saved by this section.

Which payments can I compare?

Choose LIC and other insurance premiums, vehicle purchases, school or college fees, government payments, jewellery or everyday shopping from the category list. Availability depends on each card’s eligible payment rules.

The basic ranking excludes milestones and fee-waiver gains. Use the annual planner for yearly benefits.

Estimates assume eligible purchases, unused reward limits and full repayment. Annual fees and milestones are excluded from the quick comparison.

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