Policy limits
Check room-rent rules, co-payments, deductibles, disease limits, waiting periods and restoration conditions.
Health insurance companies
Compare health insurers in India.
Search by company name or insurer type. Open any company page to understand its classification, visit its official health insurance information and use our policy-checking tools.
Browse companies
Health insurance providers
31 companies shown
IRDAI health-insurer register
Standalone health insurers
Companies focused primarily on health insurance products and services.
Official links
Standalone health insurer
Aditya Birla Health
An IRDAI-listed standalone health insurer with retail indemnity, top-up and benefit-led health products. View company profile →Official links
Standalone health insurer
Care Health
A standalone health insurer offering individual, family, senior-citizen and top-up health policies. View company profile →Official links
Standalone health insurer
Galaxy Health
A standalone health insurer offering individual and family health insurance products. View company profile →Official links
Standalone health insurer
ManipalCigna
An IRDAI-listed standalone health insurer with hospitalisation, top-up, critical-illness and group health products. View company profile →Official links
Standalone health insurer
Narayana Health Insurance
A standalone health insurer in IRDAI’s register, kept distinct from the Narayana hospital and healthcare-provider network. View company profile →Official links
Standalone health insurer
Niva Bupa
A standalone health insurer with retail hospitalisation, senior-citizen, top-up and disease-focused health products. View company profile →Official links
Standalone health insurer
Star Health
An IRDAI-listed standalone health insurer with a broad catalogue of retail, senior-citizen and disease-specific policies. View company profile →IRDAI general-insurer register
General insurers offering health policies
General insurance companies that also provide hospitalisation health policies.
Official links
General insurer offering health policies
ACKO
A digital general insurer with current health plans covering hospitalisation and related medical expenses. View company profile →Official links
General insurer offering health policies
Bajaj General
A general insurer offering individual, family, global, top-up and benefit-based health insurance products. View company profile →Official links
General insurer offering health policies
Chola MS
A general insurer with retail hospitalisation products including flexible and family health cover options. View company profile →Official links
General insurer offering health policies
Generali Central
A general insurer offering retail hospitalisation, top-up and benefit-led health products. View company profile →Official links
General insurer offering health policies
Digit Insurance
A digital general insurer offering individual and family health insurance with optional coverage choices. View company profile →Official links
General insurer offering health policies
HDFC ERGO
A general insurer with retail health, top-up, critical-illness and disease-specific policy options. View company profile →Official links
General insurer offering health policies
ICICI Lombard
A general insurer offering retail indemnity health plans, super top-ups and benefit-based covers. View company profile →Official links
General insurer offering health policies
IFFCO Tokio
A general insurer with individual, family, top-up and other health protection products. View company profile →Official links
General insurer offering health policies
Zurich Kotak
A general insurer with current retail and group health products listed through its official product documents. View company profile →Official links
General insurer offering health policies
Liberty General
A general insurer with current indemnity, top-up, hospital-cash and other health products. View company profile →Official links
General insurer offering health policies
Magma Insurance
A general insurer with current individual, senior and additional health cover products. View company profile →Official links
General insurer offering health policies
National Insurance
A public-sector general insurer with retail mediclaim, family, senior-citizen and super top-up health policies. View company profile →Official links
General insurer offering health policies
Navi Insurance
A digital general insurer offering individual and group health coverage through its official platform. View company profile →Official links
General insurer offering health policies
Raheja QBE
A general insurer with active retail and group health insurance products documented on its official site. View company profile →Official links
General insurer offering health policies
Reliance General
A general insurer offering retail health, super top-up and standard health policies. View company profile →Official links
General insurer offering health policies
Royal Sundaram
A general insurer with individual, family, top-up and standard health policy options. View company profile →Official links
General insurer offering health policies
SBI General
A general insurer offering comprehensive, top-up, critical-illness and group health products. View company profile →Official links
General insurer offering health policies
Shriram General
A general insurer with a current indemnity-based hospitalisation product and related health-policy services. View company profile →Official links
General insurer offering health policies
Tata AIG
A general insurer with individual, family, top-up and other retail health insurance products. View company profile →Official links
General insurer offering health policies
New India Assurance
A public-sector general insurer with a broad range of individual, floater, top-up and specialised health policies. View company profile →Official links
General insurer offering health policies
Oriental Insurance
A public-sector general insurer with individual, family, senior-citizen and top-up health policies. View company profile →Official links
General insurer offering health policies
United India Insurance
A public-sector general insurer with individual, family, senior and top-up health products. View company profile →Official links
General insurer offering health policies
Universal Sompo
A general insurer offering comprehensive, senior, top-up and other health protection products. View company profile →Official links
General insurer offering health policies
Zuno Insurance
A general insurer with individual, family and other health insurance options on its current official site. View company profile →No matching company
Try the full company name, select another class or clear the search.
See a policy example
Understand what a health policy may actually pay
Choosing an insurer is only the first step. The policy wording decides room eligibility, co-payments, waiting periods, restoration and your possible out-of-pocket cost. Explore our detailed example to see how these rules work together.
Before choosing a policy
Compare the details that affect your hospital bill
Cashless hospitals
Confirm the current network for your city and preferred hospitals directly with the insurer before treatment.
Premium and claim share
Compare the annual premium with the amount you may still need to pay during a realistic hospital claim.
How to use this directory
Find a suitable policy in four steps
Start with the company list, then compare policy terms using the same family and hospital-cost assumptions.
- 1Choose an insurer
Search the directory and open the company profile.
- 2Open the official policy information
Check the latest product page, UIN and policy wording.
- 3Review important conditions
Look at room eligibility, co-pay, deductible, waiting periods, sub-limits and restoration.
- 4Estimate your possible cost
Use the same hospital-bill example when comparing shortlisted policies.