Government Savings

PPF Calculator

Project a Public Provident Fund balance from annual contributions and an editable interest rate.

✓ Formula reviewed · September 2026
₹

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Replace the example inputs with your current figures.

How this estimate works

Formula usedYear-end balance = (opening balance + contribution) × (1 + rate)

The Government reviews small-savings rates periodically and actual interest depends on contribution timing.

Check your inputs & compare scenarios

Replace the examples with your current figures. Keep the currency and time period consistent with each field. Save one scenario, then change an amount or rate to compare the effect. Reopened scenarios calculate with current rules; your original result stays in history.

Report a calculation issue with this page URL and non-sensitive example inputs.

Questions & answers

Frequently asked questions

Is the PPF result exact? +

It is an estimate based on the inputs and formula shown. Final amounts may differ because providers, marketplaces, employers or authorities can apply additional rules, rounding and charges.

Which values should I enter? +

Use the latest values from the relevant statement, quotation, seller dashboard or official rule page. Replace every example value before making a decision.

Can I save and compare scenarios? +

Yes. A signed-in Accurate Paisa account can store the inputs, result and rule version so an earlier calculation can be reviewed against a new scenario.

Official reference: India Post PPF information ↗