Reward Eligibility CheckerFind the exclusion before the purchase—not after the statement.
Select a card and transaction type. The checker searches only the card rules already documented in Accurate Paisa and shows the exact supporting text. Silence is labelled “not documented”, never “eligible”.
✓ Evidence shown✓ No guessing from card category✓ Official source linked✓ Zero personal data
Three honest outcomes
Excluded, related rule found, or not documented
“Excluded” is shown only when the current profile text expressly says a matching category earns no rewards or is excluded. “Related rule found” means the profile mentions the category, but you must read the displayed sentence; a fuel-surcharge waiver, for example, does not automatically mean fuel earns reward points. “Not documented” means Accurate Paisa lacks enough text to decide.
This conservative system avoids one of the biggest comparison errors: treating every transaction as ordinary retail spend. EMI conversions, rent, education, utilities, government payments, insurance and wallet loads frequently have special rules.
Why posting can differ
The merchant code matters
Issuers usually apply rules using merchant category codes and transaction identifiers, not the shop name shown to the customer. A marketplace can route different products through different codes. Payment aggregators can also change how a transaction appears. Caps, minimum transaction values and statement-cycle limits can affect value even when the category earns rewards.
Open the official source and check the latest most-important terms, reward terms and exclusion list before a large purchase. If the rule is unclear, ask the issuer in writing and preserve the response. Accurate Paisa does not request a statement, card number or transaction history to perform this check.