Cover planning only: this tool suggests a base and top-up structure. It does not rank or recommend insurer products.

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Anonymous cover planner

Find the policy structure before the policy name.

Estimate a base-cover and super-top-up structure from a future treatment-cost scenario. We do not ask for a diagnosis, medical history, name, mobile number or policy document.

Household and timeline
No sensitive data needed

Use broad household numbers only. Employer cover is not treated as permanent personal cover because it can end with the job.