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Seller Tools

Payment Gateway Fee Calculator

Calculate processing charges, GST on the fee and the expected bank settlement.

✓ Formula reviewed · September 2026
₹

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Replace the example inputs with your current figures.

How this estimate works

Formula usedNet settlement = payment − gateway fee − GST on gateway fee

Payment method, international cards, EMI, refunds, instant settlement and negotiated pricing can use different rates.

Check your inputs & compare scenarios

Replace the examples with your current figures. Keep the currency and time period consistent with each field. Save one scenario, then change an amount or rate to compare the effect. Reopened scenarios calculate with current rules; your original result stays in history.

Report a calculation issue with this page URL and non-sensitive example inputs.

Questions & answers

Frequently asked questions

Is the Gateway Fee result exact? +

It is an estimate based on the inputs and formula shown. Final amounts may differ because providers, marketplaces, employers or authorities can apply additional rules, rounding and charges.

Which values should I enter? +

Use the latest values from the relevant statement, quotation, seller dashboard or official rule page. Replace every example value before making a decision.

Can I save and compare scenarios? +

Yes. A signed-in Accurate Paisa account can store the inputs, result and rule version so an earlier calculation can be reviewed against a new scenario.

Official reference: Razorpay pricing example ↗