Choose a goal
Begin with an existing spending habit or a real card need. We do not recommend spending more to unlock rewards.
Card discovery, without the hype
Start with what the card must do for you.
We separate where you spend, how rewards come back and what financial need the card serves. Choose a category, review the rules that matter and run the same spending profile through the complete value engine.
✓ 87 card profiles✓ 3 issuers✓ Fees and GST included✓ Official sources on every card
Where you spend
Where you spend
Start with the part of your monthly budget where a card must create measurable value.
25 matching cards
Online shopping
Measure shopping-card savings across Amazon, Flipkart, Myntra, Tata, Reliance brands and other online purchases using your actual monthly mix.
Explore and calculate →28 matching cards
Travel
Compare travel cards by usable annual value from flights, hotels and rewards while keeping lounge access and premium privileges transparent.
Explore and calculate →6 matching cards
Fuel
Compare fuel cards using eligible outlet rewards, surcharge-waiver limits, monthly caps and annual fees against your normal fuel budget.
Explore and calculate →8 matching cards
RuPay UPI
Compare cards for eligible merchant UPI payments while separating rewards from ordinary transfers, exclusions, caps and network acceptance.
Explore and calculate →3 matching cards
Health & wellness
Evaluate cards offering value on pharmacy, healthcare, fitness or wellness spending without overvaluing memberships you may not use.
Explore and calculate →How value is returned
How value is returned
Choose whether you prefer simple cash value or are comfortable managing reward points.
19 matching cards
Cashback
Compare cashback cards by the rupees you may keep after reward caps, exclusions, annual fees and GST—not by the headline percentage alone.
Explore and calculate →26 matching cards
Reward points
Compare reward-point cards using a realistic rupee value for the redemption you will actually use, together with fees, caps and milestones.
Explore and calculate →What the card must solve
What the card must solve
Explore cards built around premium privileges or secured access to credit.
25 matching cards
Premium
Test whether premium rewards and privileges recover a high annual fee using benefits you will genuinely use and spending you already make.
Explore and calculate →3 matching cards
Secured / FD-backed
Compare FD-backed cards by deposit conditions, credit-building utility, recurring fees and rewards rather than rewards alone.
Explore and calculate →Prefer a bank?
Browse cards issuer by issuer.
See every card currently listed for a bank, its category mix and direct links to official sources and personal calculations.
One consistent method
A category is the starting point, not the verdict.
Use your numbers
A category preset opens the comparison with sensible example inputs. Replace every amount with your normal monthly spending.
Read net value
Supported rewards and milestones are reduced by annual fee and GST. Repayment risk remains separate and visible.