An annual earning scenario is available below. Redemption conditions and benefits outside that scenario still need confirmation.
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Axis BankOnline shoppingPremiumAnnual scenario availableOfficial listed

Flipkart Axis Bank Super Elite Credit Card

Review Flipkart Axis Bank Super Elite Credit Card fees, features, annual savings, missed-payment cost and alternatives using your own spending. The calculation shows both the rewards you may gain and repayment costs that can erase those gains.

Calculation coverage & fees

Complete card facts

Calculation coverage

Annual scenario available
Standard renewal fee₹500 + GSTWaiver after ₹200,000 eligible annual spend
Reward calculationAnnual earning availableUse the annual calculator for units, usable value and its conditions.
Benefits documented4 itemsBrand or partner conditions are mentioned; check the exact merchant and cap.
Payment-cost termsIssuer terms recordedInterest and late-fee inputs are card-specific.
Source checked31 August 2026This date records our catalogue check, not a guarantee that every offer remains live.
Redemption cautionRead the rulesPoints, miles, vouchers and cashback may have different rupee values, caps and expiry conditions.
Annual earning evidence & conditions

Annual scenario review · 2026-09-16

Annual earning model available

Only bank-issued SuperCoins are counted. Flipkart loyalty points are excluded; a linked eligible account and actual redemption quote are required.

The annual calculator uses repeated eligible domestic spending and standard renewal fees. It shows the documented cash route, a clearly labelled reference estimate, or points with your selected redemption quote. Vistara projections stop at the programme closure date. This review does not certify every benefit, offer or account condition.

See this card’s annual result
Redemption evidence & open checks

Research coverage

What has been checked for this card?

Redemption evidence partial

We keep issuer research separate from the calculator so an unresolved cap, exclusion or redemption route can never become an invented rupee saving.

Valued redemption routes0Source-backed rupee values currently recorded.
Routes reviewed1Different redemption methods checked for this card.
Open issuer checks2These checks concern the listed redemption evidence; see the separate annual and purchase status before calculating.

Features & benefits

What this card can offer

These features come from the issuer information used for this card's automatic calculation profile. Check the calculation notes for restrictions and unresolved rules. Reward value may be limited to vouchers or travel rather than cash.

✦

6 SuperCoins per ₹100 on Flipkart

A non-Plus Flipkart member earns six card-linked SuperCoins per ₹100 of eligible Flipkart purchases.

✦

12 SuperCoins for Plus members

Eligible Flipkart Plus members can earn twelve card-linked SuperCoins per ₹100, subject to the per-transaction cap.

✦

2 SuperCoins per ₹100 elsewhere

Other eligible spending earns two SuperCoins per ₹100 without the Flipkart accelerator.

✦

₹2 lakh fee waiver

The ₹500 renewal fee is waived after more than ₹2 lakh of eligible annual spending.

Your money

See savings, fees and the cost of paying late

Annual value comparison

Use your real monthly spending. The same inputs are compared across available monetary models; profiles with unresolved rules are withheld.

Compare this card with all 87

Guided valuation using your issuer quote

Enter the reward units and redemption value shown in your issuer app, statement or catalogue. This personal estimate is not used in Accurate Paisa rankings.

Personal annual net value₹0₹0 reward value − ₹0 annual fee

Use the exact redemption route you would actually use. Points, miles and vouchers are not automatically equal to cash.

Missed-payment cost estimate

Chargeable days may start from the transaction date, not the payment due date. Include the payment date where applicable. The balance above must be the interest-bearing amount, excluding non-interest-bearing fees and taxes.

Late fee remains your entered amount, not an automatic slab decision. Paying the minimum can avoid a late fee but does not stop revolving interest. Late-fee eligibility, refunds, EMI and payment allocation are not reconstructed here.

Estimated extra payment₹0

Monthly revolving rate checked against Axis MITC. Interest can run from the transaction date when full payment is missed, not only from the due date. The editable late fee depends on the balance and missed-payment history; this is not an exact statement reconstruction.

Card overview

What Flipkart Axis Bank Super Elite Credit Card is designed to offer

Flipkart Axis Bank Super Elite Credit Card appears in the Accurate Paisa directory under Online shopping, Premium. This classification helps compare cards designed for similar spending, but your real return depends on eligible merchants, caps, exclusions, redemption and whether you pay an annual fee.

Online shopping

Shopping rewards are strongest at selected marketplaces or partner brands and should be compared with caps and channel conditions.

Premium

Premium cards must recover a higher fee through benefits that you will genuinely use, not headline privileges alone.

Transparent rules

How Accurate Paisa calculates its value

Your monthly spending is annualised, then the recorded reward rates, caps and milestone rules are applied. Eligible fee waivers are checked before the annual fee and GST are subtracted. The outcome is a rupee estimate and effective return, not a promise of earnings.

  • ✓The current issuer terms confirm six additional SuperCoins per ₹100 for non-Plus members and twelve for Plus members on eligible Flipkart purchases, capped at 150 and 300 SuperCoins per transaction respectively; other eligible spending earns two SuperCoins per ₹100.
  • ✓Flipkart states that 1 SuperCoin provides ₹1 saving when redeemed in the Flipkart programme. The calculator therefore reports a conditional redemption value, not cash credit; linked-account status, redemption availability and current programme terms must be confirmed.
  • ✓Per-transaction earning caps cannot be reconstructed from monthly category totals. The 28 August 2026 Axis notice also excludes gift-card, bridge-fee, road-fee and toll spending from rewards, fee-waiver and milestone qualification.
  • ✓Welcome subscriptions and one-time vouchers are not included.

Do not spend more just to reach a reward or fee waiver. Credit-card finance charges can be several times larger than ordinary reward rates, so paying the full statement balance by the due date is the most important assumption behind a positive card-value estimate.

Questions & answers

Frequently asked questions

What type of card is Flipkart Axis Bank Super Elite Credit Card? +

It is listed by Axis Bank under Online shopping, Premium. Approval and the application route remain subject to the issuer's current rules.

How is the annual value of Flipkart Axis Bank Super Elite Credit Card calculated? +

Where a supported estimate is available, Accurate Paisa applies the recorded reward conversion, caps, fees and assumptions to your annual spending. Redemption restrictions can reduce the value you realise.

How is net card value calculated? +

Net annual value equals usable rewards plus eligible milestone value, minus the annual fee with GST and modelled transaction and redemption charges.

What happens if I miss a payment? +

Interest may apply to the unpaid balance, a late fee and GST may be charged, and the interest-free period can be lost. Use the estimator below with your statement figures.

Does the highest saving always mean the best card? +

No. Approval, acceptance, support, redemption, foreign-exchange charges and your ability to repay the full statement balance also matter.

Cardholder voice

Value, support and owner experience

No moderated cardholder rating is published yet. Accurate Paisa keeps its mathematical value score separate until enough real reviews are available.

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