An annual earning scenario is available below. Redemption conditions and benefits outside that scenario still need confirmation.
Shoppers Stop Axis Bank Credit Card
Review Shoppers Stop Axis Bank Credit Card fees, features, annual savings, missed-payment cost and alternatives using your own spending. The calculation shows both the rewards you may gain and repayment costs that can erase those gains.
Calculation coverage & fees
Complete card facts
Calculation coverage
Annual earning evidence & conditions
Annual scenario review · 2026-09-16
Annual earning model available
Only the unambiguous outside-Shoppers-Stop 2-points-per-INR-200 schedule is projected. The store-brand split conflict is not used.
The annual calculator uses repeated eligible domestic spending and standard renewal fees. It shows the documented cash route, a clearly labelled reference estimate, or points with your selected redemption quote. Vistara projections stop at the programme closure date. This review does not certify every benefit, offer or account condition.
See this card’s annual resultRedemption evidence & open checks
Research coverage
What has been checked for this card?
We keep issuer research separate from the calculator so an unresolved cap, exclusion or redemption route can never become an invented rupee saving.
Features & benefits
What this card can offer
These features come from the issuer information used for this card's automatic calculation profile. Check the calculation notes for restrictions and unresolved rules. Reward value may be limited to vouchers or travel rather than cash.
20 points per ₹200 on private labels
Eligible Shoppers Stop private-label purchases earn twenty First Citizen Points per ₹200.
12 points on other store brands
Eligible beauty and other participating Shoppers Stop brands earn twelve points per ₹200.
2 points per ₹200 elsewhere
Other eligible retail purchases earn two First Citizen Points per ₹200.
₹1 lakh fee waiver
The ₹500 renewal fee is waived after ₹1 lakh of cumulative annual spending.
First Citizen welcome package
Eligible new cardholders may receive First Citizen vouchers and Golden Glow membership; voucher issue, validity and cohort eligibility must be confirmed before valuing them.
EazyDiner dining offer
Eligible ₹2,500+ EazyDiner spends can receive 15% off up to ₹500 monthly, subject to the current offer and checkout terms.
Your money
See savings, fees and the cost of paying late
Annual value comparison
Use your real monthly spending. The same inputs are compared across available monetary models; profiles with unresolved rules are withheld.
Compare this card with all 87Card overview
What Shoppers Stop Axis Bank Credit Card is designed to offer
Shoppers Stop Axis Bank Credit Card appears in the Accurate Paisa directory under Online shopping. This classification helps compare cards designed for similar spending, but your real return depends on eligible merchants, caps, exclusions, redemption and whether you pay an annual fee.
Online shopping
Shopping rewards are strongest at selected marketplaces or partner brands and should be compared with caps and channel conditions.
Transparent rules
How Accurate Paisa calculates its value
Your monthly spending is annualised, then the recorded reward rates, caps and milestone rules are applied. Eligible fee waivers are checked before the annual fee and GST are subtracted. The outcome is a rupee estimate and effective return, not a promise of earnings.
- ✓The official value chart states that one First Citizen Point equals ₹0.50 of redemption value, not withdrawable cash.
- ✓Generic offline spending does not establish a Shoppers Stop private-label purchase. The general estimate uses the base rate; store-specific accelerators require merchant confirmation.
- ✓Welcome vouchers, fuel-surcharge waiver and dining discounts are not included.
Do not spend more just to reach a reward or fee waiver. Credit-card finance charges can be several times larger than ordinary reward rates, so paying the full statement balance by the due date is the most important assumption behind a positive card-value estimate.
Questions & answers
Frequently asked questions
What type of card is Shoppers Stop Axis Bank Credit Card? +
It is listed by Axis Bank under Online shopping. Approval and the application route remain subject to the issuer's current rules.
How is the annual value of Shoppers Stop Axis Bank Credit Card calculated? +
Where a supported estimate is available, Accurate Paisa applies the recorded reward conversion, caps, fees and assumptions to your annual spending. Redemption restrictions can reduce the value you realise.
How is net card value calculated? +
Net annual value equals usable rewards plus eligible milestone value, minus the annual fee with GST and modelled transaction and redemption charges.
What happens if I miss a payment? +
Interest may apply to the unpaid balance, a late fee and GST may be charged, and the interest-free period can be lost. Use the estimator below with your statement figures.
Does the highest saving always mean the best card? +
No. Approval, acceptance, support, redemption, foreign-exchange charges and your ability to repay the full statement balance also matter.
Cardholder voice
Value, support and owner experience
No moderated cardholder rating is published yet. Accurate Paisa keeps its mathematical value score separate until enough real reviews are available.
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